Do I Need to be Concerned with Worker’s Comp in El Cajon?
Just today, in San Diego, I presented an estimate for new roofing, gutters, and vinyl windows to a customer with whom I had established an excellent rapport.
As this lady studied the proposal, I noticed a decided shift in enthusiasm, to the point of real concern on her part. I wanted to explore this shift because I always want a good customer relationship on all levels.
I asked her if everything met with her approval, and she said that which I dread most, “it’s beautiful, except the price is higher than the other guy’s.” She then, without my asking, pulled out the other person’s paperwork and said “see?” So, I looked at it, compared that to the estimate I had submitted, and, no surprise, she had an estimate from a handyman type of person, who I will refer to as “Joe Blow Construction.”
The very first thing I noticed, which is contrary to law, was that this gentlemen’s estimate had no license number on it. I asked the lady if she had noticed this, and she indicated she had noticed. She had brought the subject up to “Joe Blow”, who told her that he didn’t need a license, as he had been performing his trade for years, and that he was indeed the expert.
I then asked her if “Joe Blow” could supply her with a certificate for worker’s comp insurance. According to her, he replied, “You don’t need to worry about that, I take care of my men better than any insurance company can. Why, in this case, I don’t even need employees. I’ll do everything myself, so we don’t have to worry about it at all.”
Really? He’ll tear off the roof, he’ll put on the new roof, he’ll install the gutters, he’ll remove old windows, and reinstall the new windows, he’ll drive the trucks, he’ll get materials, he’ll do all the cleanup, all while trying to avoid the rain, and protecting the property? Wow, he’s a Superman!
I really don’t think so…
The truth is, workers comp is required by law for any company who hires employees. The law is designed to protect all parties from lawsuits if a worker gets injured on the job.
Sadly, worker’s comp adds to the cost of a job. But, in comparison to the disasters that can arise if an employee is not covered, it really is cost effective, and absolutely necessary.
Remember, most laws and procedures have evolved from real life situations which have presented themselves over time.
Do we really think “Joe Blow” has our best interests at heart?
Unlikely…
Call Raneri and Long Roofing and Windows. You can depend on us to do the job right, protect you during the entire process, and never, ever disappoint you.
Dave Hancock, President
Raneri and Long Roofing and Windows
Cell:6192441618